Marea Problema a Americii
Courtesy of i-SAFE
- Doar anul trecut, aproape 10 milioane de americani si-au vazut furate identitatile de criminali.
- Hotii de identitati au scapat cu mai mult de 50 de bilioane de dolari din tranzactii false.
Furtul de identitate este crima cu rata cea mai mare de crestere in SUA, cu aproape 10 milioane de victime in fiecare an. Furtul de identitate se petrece atunci cand cineva iti ia informatiile personale (nume, adresa, carte de credit sau numarul de securitate sociala) si le foloseste pentru a deschide noi carti de credit, sa cumpere diverse lucruri sau sa imprumute bani de la banca. Pentru victimele fraudei de identitate, aceasta inseamna luni de dureri de cap in incercarea de recuperare a banilor pierduti si de reparare a creditului. Un furt de identitate poate atinge serios reputatia financiara a victimei pentru ani indelungati.
|
Cine esti tu? |
Proving your identity online is a slightly different process, and sharing some of your personal information is necessary for many transactions. Your job is to determine whether the request for your information is coming from a reputable source or not.
- Do a background check: look for address and telephone number and call to talk to a company representative
- Look for a privacy policy and review it
- See if the web site is encrypted, another layer of security for you (you'll be able to tell in the address bar if it reads "https" and a tiny padlock appears at the bottom of the screen
- Make sure your transactions are secure; afterwards make sure to logout, clear your cache or close your browser window before browsing again
|
|
Identity Theft and Phishing Scams
|
A phishing scam has the purpose of obtaining your valuable personal information— such as passwords, credit card and bank account information —by impersonating a company you deal with and trust. Most phishing scams copy the contents and appearance of bank and credit card websites so that you think you are merely updating your account information when you are actually giving it to a con artist. Some of these 'spoofs' are so convincing, it can be difficult to distinguish a scam from the real thing. However, here are some signs that can help you identify a scam:
- E-mailul nu ti se adreseaza personal, dar incepe cu o adresare generica precum: "dragi clienti."
- The URL provided looks like it belongs to the company you trust, but when you roll over it with your mouse, you see that the actual link is not the same.
- Se simte un ton imperativ, ca si cand masuri drastice vor fi luate impotriva ta daca nu raspunzi aproape imediat.
- Esti solicitat sa trimiti informatii pe care compania ar trebui sa le detina deja.
Pentru a afla mai multe, iti recomandam:
The Anti-Phishing Working Group
Microsoft: Help Identify Phishing Scams
|
|
|
According to studies done by the Internet Fraud Complaint Center, the United States overwhelmingly suffers from the most cases of Internet fraud and identity theft. In the U.S. in 2004, over 87% of fraud attempts were conducted over the Internet, with 63.5% of cases occurring over email.
Internet fraud perpetrators and victims (complainants) have a smaller presence in the following countries:
Top 10 Countries for Perpetrators of Internet Fraud
Represents % of total perpetrators where country is known
|
2001
- United States: 87.6%
- Nigeria: 2.7%
- Canada: 2.5%
- Romania: 0.9%
- United Kingdom: 0.9%
- South Africa: 0.5%
- Australia: 0.4%
- Indonesia: 0.3%
- Togo: 0.3%
- Russia: 0.2%
|
2004
- United States: 78.75%
- Canada: 3.03%
- Nigeria: 2.87%
- United Kingdom: 2.32%
- Italy: 2.01%
- Greece: 1.04%
- Romania: 0.92%
- France: 0.86%
- Spain: 0.6%
- China: 0.58%
|
|
Top 10 Countries – Internet Fraud Complainant Represents % of total complainants where country is known
|
2001
- United States: 93.4%
- Canada: 2.2%
- United Kingdom: 1.0%
- Australia: 0.5%
- Japan: 0.2%
- Germany: 0.2%
- Singapore: 0.2%
- Indonesia: 0.1%
- New Zealand: 0.1%
- South Africa: 0.1%
Sursa: Plangere de Frauda pe Internet Centru (IFCC)
|
2004
- United States: 92.34%
- Canada: 2.94%
- Australia: 0.74%
- United Kingdom: 0.50%
- Germany: 0.18%
- Italy: 0.17%
- Singapore: 0.16%
- France: 0.15%
- Japan: 0.15%
- Netherlands: 0.13%
|
Autentificare 
